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Get the HVAC System You Need Now—Pay Over Time

Apply online through our financing partner and get approved for HVAC installation or replacement without delaying comfort.

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FINANCING PARTNER

Financing Through FTL Finance

Gentry’s Heating & Cooling partners with FTL Finance, a provider focused on home improvement financing, to give you a clear and secure way to fund your HVAC project. Their application process is designed to be straightforward, with fast decisions and structured loan options for larger upgrades like HVAC systems.

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Financing Benefits Built for Home Projects

Structured Loan Options

Designed for larger upgrades like HVAC systems

Flexible Payment Terms

Options that help fit your budget

Fast Approval Process

Know your options quickly so you can move forward

Direct Application Path

Apply online without delays or extra steps

HOW TO APPLY

Apply in Minutes and See Your Options

The financing process is designed to be simple and direct:



  1. Get Your Estimate
    We evaluate your system and provide clear pricing.
  2. Apply Online with FTL Finance
    Use the secure application to submit your information.
  3. Review Your Approval Options
    See available loan terms and payment structures based on approval.
  4. Schedule Your Project
    Move forward with installation or replacement without delay.

HVAC Projects Eligible for Financing

  • Full System Replacement
  • New HVAC Installation
  • Mini Split Systems
  • Major Repairs and Upgrades


Financing helps you choose the right long-term solution instead of settling for temporary fixes.

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COMMON QUESTIONS

Your HVAC Financing Questions, Answered

  • Do you offer HVAC financing?

    Yes, we partner with FTL Finance to provide financing options for installation, replacement, and major repairs.

  • Where do I apply?

    You can apply directly online through FTL Finance using the application link on this page.

  • How fast is approval?

    The process is designed to be quick, with approvals typically provided shortly after applying.

  • Can I finance a mini split system?

    Yes, mini split systems and other HVAC upgrades are eligible based on approval.

Apply Now and Move Forward Without Waiting

If your HVAC system needs attention, financing gives you a way to take action now instead of putting it off. Apply online and take the next step toward reliable comfort.