Get the HVAC System You Need Now—Pay Over Time
Apply online through our financing partner and get approved for HVAC installation or replacement without delaying comfort.
FINANCING PARTNER
Financing Through FTL Finance
Gentry’s Heating & Cooling partners with FTL Finance, a provider focused on home improvement financing, to give you a clear and secure way to fund your HVAC project. Their application process is designed to be straightforward, with fast decisions and structured loan options for larger upgrades like HVAC systems.
Financing Benefits Built for Home Projects
Structured Loan Options
Designed for larger upgrades like HVAC systems
Flexible Payment Terms
Options that help fit your budget
Fast Approval Process
Know your options quickly so you can move forward
Direct Application Path
Apply online without delays or extra steps
HOW TO APPLY
Apply in Minutes and See Your Options
The financing process is designed to be simple and direct:
- Get Your Estimate
We evaluate your system and provide clear pricing. - Apply Online with FTL Finance
Use the secure application to submit your information. - Review Your Approval Options
See available loan terms and payment structures based on approval. - Schedule Your Project
Move forward with installation or replacement without delay.
HVAC Projects Eligible for Financing
- Full System Replacement
- New HVAC Installation
- Mini Split Systems
- Major Repairs and Upgrades
Financing helps you choose the right long-term solution instead of settling for temporary fixes.

COMMON QUESTIONS
Your HVAC Financing Questions, Answered
Do you offer HVAC financing?
Yes, we partner with FTL Finance to provide financing options for installation, replacement, and major repairs.
Where do I apply?
You can apply directly online through FTL Finance using the application link on this page.
How fast is approval?
The process is designed to be quick, with approvals typically provided shortly after applying.
Can I finance a mini split system?
Yes, mini split systems and other HVAC upgrades are eligible based on approval.
Apply Now and Move Forward Without Waiting
If your HVAC system needs attention, financing gives you a way to take action now instead of putting it off. Apply online and take the next step toward reliable comfort.

